Plastic Surgery Financing with Dr. Racanelli

Cosmetic surgery is a meaningful investment, in your confidence, your health, and your quality of life. At Dr. Racanelli's practice, we offer financing options through Cherry to help qualified patients plan for surgery with manageable monthly payments.

Whether you are considering breast augmentation, tummy tuck surgery, VASER liposuction, mommy makeover surgery, or non-surgical treatments, our team will walk you through your financing options with discretion and without pressure.

We believe financial planning should support thoughtful surgical decisions, never rush them.

Many patients choose financing not because they cannot afford surgery, but because they prefer the flexibility of manageable monthly payments.

Financing may allow qualified patients to:
move forward with surgery sooner
create a structured monthly payment plan
preserve liquidity for personal or business needs
comfortably plan for recovery expenses and travel

At Dr. Racanelli's practice, we believe financial planning should support thoughtful surgical decisions, never pressure them.

Step 1 — Pre-qualify before your consultation.
You can apply for pre-qualification through Cherry before your first office visit. Pre-qualification uses a soft credit pull and does not affect your credit score. Having approval in hand before your consultation means you can make a fully informed decision on the same day you meet with Dr. Racanelli, without waiting on financial paperwork afterward.

Step 2 — Attend your consultation.
Dr. Racanelli will assess your anatomy, discuss your goals, and provide an exact quote for your procedure. There are no estimates or ranges, you receive a specific total cost at consultation so you know exactly what you are financing.

Step 3 — Reserve your surgery date with a deposit.
A deposit is required to hold your surgery date. Financing can be applied toward the deposit and/or the remaining balance. Our team will confirm the deposit amount at consultation based on your specific procedure.

Step 4 — Final balance due one month before surgery.
The remaining balance is collected approximately one month prior to your procedure. Our team will confirm the exact timeline at your consultation and send reminders so nothing catches you off guard.

Every procedure is quoted individually based on surgical complexity, operative time, and the specific plan developed at your consultation. Because all surgery at this practice is performed in a fully accredited hospital operating room with a board-certified anesthesiologist, not a surgical center or outpatient facility, our pricing reflects that standard of care.

You will receive an exact quote at your consultation before you commit to anything. There are no hidden fees and no surprises at the time of surgery.

Common procedures patients finance at this practice include:
• Breast augmentation
• Tummy tuck (abdominoplasty) with VASER HD liposuction
• Liposuction and body contouring
• Mommy makeover
• Breast lift
• Breast reduction
• Facial procedures
• Botox and injectable fillers

What You Are Actually Financing
Cosmetic surgery pricing varies widely across practices and so does the standard of care behind it. Before making a financial decision, it is worth understanding what your investment actually includes.

At Dr. Racanelli's practice, every surgical procedure is performed in a fully accredited hospital operating room with a board-certified anesthesiologist. Not a surgical center. Not a nurse anesthetist. Dr. Racanelli personally performs every procedure himself, no other surgeons, residents, or physician assistants operate on his patients. He performs one major surgery per day, and every postoperative visit is with Dr. Racanelli personally, not a nurse practitioner or physician assistant.

These standards cost more to maintain than those of a high-volume surgical center or medspa. When you finance surgery at this practice, you are financing a level of safety, surgical precision, and continuity of care that most cosmetic practices, regardless of their marketing, do not provide.

Patients who have had surgery elsewhere and come to Dr. Racanelli for revision frequently tell us that price was the only factor they compared when choosing their original surgeon. We encourage every patient to understand exactly what they are getting before making any financial commitment, including asking any practice they are considering what their specific standards are for surgeon involvement, anesthesia, and postoperative care.

Do you offer monthly payment plans?

Yes. We offer financing options for qualified patients through Cherry, two of the most widely used healthcare financing providers.

Can I finance cosmetic surgery?

Many cosmetic procedures are eligible for financing depending on approval and lender requirements. Both surgical and non-surgical treatments, including Botox and injectable fillers, may qualify.

What procedures can be financed?

Eligible procedures may include:

Does applying for financing affect my credit score?

For pre-qualification, both Cherry use a soft credit pull, this does not affect your credit score. A hard pull only occurs if you choose to proceed with a loan after pre-qualifying. We encourage patients to pre-qualify before their consultation so they have a clear picture of their options before discussing a surgical plan.

What if I am not approved for the full amount I need?

Some patients combine financing with personal savings or credit cards to cover the total cost. We accept major credit and debit cards and cashier's checks in addition to financing. Our team can walk you through all available options so you can plan with confidence.

When should financing be completed?

We recommend pre-qualifying before your consultation so you can make a fully informed decision at your appointment. Financing approval and deposit payment are required to secure your surgery date. The remaining balance is due approximately one month before your procedure.

When should financing be completed?

We recommend pre-qualifying before your consultation so you can make a fully informed decision at your appointment. Financing approval and deposit payment are required to secure your surgery date. The remaining balance is due approximately one month before your procedure.

Is there a minimum or maximum financing amount?

Minimum and maximum loan amounts depend on the financing provider and your approval. Cherry approves up to $50,000.00. Pre-qualifying with both before your consultation gives you the clearest picture of what is available to you.

Can I finance non-surgical treatments like Botox or fillers?

Yes. Financing is available for both surgical and non-surgical procedures, including Botox and injectable fillers. Speak with our team at your consultation or contact us directly to learn more.